ESPP is an employee share purchasing plan, which is a way to commit to buying shares in the company at a discounted rate over time. My employer has an attractiv

ESPP is an employee share purchasing plan, which is a way to commit to buying shares in the company at a discounted rate over time. My employer has an attractive plan that is pretty much free money with extremely limited downside risk; there's a federally-imposed $25k/year cap, which also limits the upside, but it's well worth a couple clicks.