Yep. It’s a big “if.” I took my first full time job at age 16 and I’ll be 41 in December. During that time I’ve had over a dozen employers and only one offere

Yep. It’s a big “if.” I took my first full time job at age 16 and I’ll be 41 in December. During that time I’ve had over a dozen employers and only one offered health insurance. And it was so expensive that almost no one, myself included, signed up for it. The only reason my wife works is because of the healthcare and benefits given to her by being a state employee. The money she earns is fairly insignificant relative to our other income, but the benefits make it worth it.