You've only got a one in a million chance of losing 20 times in a row. If you lose 19 times in a row, sure you can take the sure million on the last try. But it

You've only got a one in a million chance of losing 20 times in a row. If you lose 19 times in a row, sure you can take the sure million on the last try. But it doesn't make any sense to take the sure million at the beginning.