> Is it an artefact of US health insurance that you can typically claim a 'check-up' per year (so why not even if not needed, you paid for it) The point of a y

> Is it an artefact of US health insurance that you can typically claim a 'check-up' per year (so why not even if not needed, you paid for it) The point of a yearly checkup is because, at population scale, people can't know if it's needed or not. Tons of issues only present themselves subtly or not at all until it's too late, or just the fact that most people aren't knowledgeable enough to differentiate issues from normal body things. While less advised for younger people, as you get older it's advised to get a yearly blood check to make sure nothing is trending out of balance. All that being said, I wouldn't be surprised if most people didn't get a yearly checkup in the US either, even thought it's fairly widespread common sense to do so.