Yeah, that part didn't make much sense to me. Say I have 5 different projects, which when developing may need 5 different sets of environment settings on my lo

Yeah, that part didn't make much sense to me. Say I have 5 different projects, which when developing may need 5 different sets of environment settings on my local computer. So obviously I need something that contains and applies these settings. What makes this any less likely for me to accidentally commit that than the files they're objecting to?