The spouse and I are both a tad into 6 figures 20% housing (includes mortgage, insurance etc) 2% Vehicles (both paid for, this is for gas and insurance) 5% s

The spouse and I are both a tad into 6 figures 20% housing (includes mortgage, insurance etc) 2% Vehicles (both paid for, this is for gas and insurance) 5% student loans 10% Child Care 5% medical 5% gifts to parents 25% living expenses 6% 401k ~22% into non-retirement investments Will be cutting back on quite a few of these categories come 2012 as we fall back to 1 salary.