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> No worries, I did this a few years back and the process took a while but I got the money. "No worries", that's perhaps fine if you have access to large amoun
by teh_klev 4y ago
> No worries, I did this a few years back and the process took a while but I got the money.
"No worries", that's perhaps fine if you have access to large amounts of cash or credit to fund replacement flights whilst you wait until the airline finally pulls its finger out. And what then if the replacement flights you booked get cancelled at the last minute? Now you're out thousands of euros.
So no, it's not "no worries".
- ClumsyPilot 4y agoI used to hate the word 'privilidge', but it applies here perfectly. Like a person who has spare $10,000 laying around and a lawyer on retainer can't even fathom how this is a problem. Maybe you lost $3000 of tickets for a family flight, and booking replacement tickets will costs 2x as much because you are booking short notice. And maybe if you cant get replacement tickets, now you loose $5,000 of hotel, so now your total losses are 8k. And if you don't know the law and don't have legslly literste friends, maybe you never get compensation Also known as poverty premium
- javajosh 4y agoPlayers of RTS games will note that this is why you have to build resource storage as well as extraction - storage functions as a "shock absorber" that saves you money in the long run. (A consumer credit line is, for example, a kind of virtual/worse type of storage that is, ironically, not even available unless you already have significant flow.)
- 3pt14159 4y agoWell, it's more that resource storage allows adaptivity rather than being a shock absorber, per se. For example, in the fog of war or the early game we don't know if the enemy is teching, econo-expanding, or rushing. In the mid-game we know an attack is coming, but we're uncertain its unit composition. So in the early game we store some resources while we scout. If we see them teching we can dump everything into military expansion since they'll have neither the army nor the production to counter any attack. Same idea for mid-game: knights -> build pikeman, archers -> build knights. If it were merely about shock absorption we may as well have dumped it all into walls, archers, and castles.
- deleted 4y ago[deleted]
- Retric 4y agoI would describe those as shocks. I may prefer to set money aside and then fix my car before it breaks down from a transmission issue or whatever, but I don’t know that it will be a problem. In the same way I would prefer to blind counter in an RTS, but I just don’t have that information.
- 3pt14159 4y agoWell, why not dump all the money into units then? Right? It's fundamentally about the adaptability not the defence depth.
- Retric 4y agoIt’s still about lack of information. Building random units in an RTS without information is like replacing random car parts, it might work but it’s likely to be wasteful. Of course risk vs reward can still favor replacing parts early or building units / eco.
- SilasX 4y agoYeah, and there are a lot of horror stories about credit lines being cut off at exactly the times you need them. I remember one on a personal finance UK forum about someone who quit his job and was going to draw on his standing home equity line of credit to start a business but then had the request denied because "lol you don't have income anymore".
- nemo44x 4y agoI think the problem with the word “privilege” is it’s used in a context that suggests someone is granted something of value by virtue of their “just existing” that others don’t have. In the case of having a money cushion this could be true if you’re born into a wealthy family and have a trust fund. But it’s not the case for someone who has built wealth for themselves. They aren’t “privileged” in this sense. They earned it.
- deleted 4y ago[deleted]
- ClumsyPilot 4y ago> But it’s not the case for someone who has built wealth for themselves. I used to think so untill I encountered: "You young people don't know what it's like to work hard, I started with nothing and bought a house. You can't buy a house because you spend all your money on Avocado on toast." Now I realise it's a polite way of saying 'you are an idiot'. It's a mindset where you don't understand what life is like for the person you are trying to lecture. It doesn't matter if you are hostile or helpfull, it just means you don't understand the relevant problems. You think avocado is relevant to house purchasing, you design benefits system for homeless people that asks for your address. You asks people how is it a problem that you need to file a lawsuit to get your money back - like who can't file a lawsuit. Or who doesnt have internet? If you 'self-made' your wealth 20 years ago, you will have forgotten how it was, and times have changed. So it helps, but is not strictly relevant.
- deleted 4y ago[deleted]
- zdragnar 4y agoI don't know about Germany, but small claims courts (where this level of damages would belong) are really quite accessible. Hiring a lawyer for one is overkill. If you can get to a public library, you have internet. Not everything is an intractable problem, though I'll agree that avocado on toast is an unlikely reason to not be able to buy a house (though is a reasonable hyperbole for "bad financial planning", if rather insultingly dismissive).
- vandreas2 4y agoI hate to use the word 'privilege' but it applies the other way as well. Like someone is probably in a privileged position to demand immediate refund and a handsome EU compensation on top of that, many people in more unprivileged parts of the world wouldn't be so lucky to get any of that at all. Privilege arguments can go so many ways.
- 11101010001100 4y agoPerhaps travel via airplane in general should begin to be viewed as privilege considering its impact on the planet.
- eckesicle 4y agoThat happened to me last summer. I had to rebook cancelled flights with British Airways multiple times to get home. In the end i was out over £15000 pounds worth of flights. BA offered me vouchers valid for a year in replacement. In the end i called my credit card company and disputed the charges. They wanted me to pay in the interim, I refused, and a few days later Amex credited my account. 90 days later they said BA had not disputed my claims on time, and I was therefore awarded the full amount.