Probably you never fly budget airlines. Getting back your money is not two click and 20 minutes there. Also you could loose ticket (phone, paper) too, not only

Probably you never fly budget airlines. Getting back your money is not two click and 20 minutes there. Also you could loose ticket (phone, paper) too, not only credit card. Actually you could drop your phone into the toilet at the airport or on the floor or run out of charge, etc, not like a credit card. Preauthorise/hold amount charged later is something there for long time already. I start to wonder who have no understanding here...