The convenience is a factor for some, but perceived safety is probably the primary factor for most. They may not be able to afford to pay thousands extra, but t

The convenience is a factor for some, but perceived safety is probably the primary factor for most. They may not be able to afford to pay thousands extra, but they can even less afford to be scammed or buy a lemon. So they will compromise on the model or age or mileage of the vehicle and get a little less car for their budget.