The bank's responsible if you report it within a timely manner: https://www.consumerfinance.gov/rules-policy/regulations/1005/ https://www.consumerfinance.gov/r

The bank's responsible if you report it within a timely manner: https://www.consumerfinance.gov/rules-policy/regulations/1005/ https://www.consumerfinance.gov/rules-policy/regulations/100...