I mean yeah that's true. I guess I meant it's not a technical challenge to just transfer money quickly, but it definitely is a technical challenge to transfer m

I mean yeah that's true. I guess I meant it's not a technical challenge to just transfer money quickly, but it definitely is a technical challenge to transfer money quickly in compliance with US regulations. And sure other countries have figured it out which is likely a function of more efficient bureaucracy and/or more lax compliance rules as opposed to not having smart enough technologists.