>The answer is, it is illegal, and easy to catch, so people don't abuse it as much as they would if it wasn't illegal. Why is it easy to catch? The OPs premise

>The answer is, it is illegal, and easy to catch, so people don't abuse it as much as they would if it wasn't illegal. Why is it easy to catch? The OPs premise that you have to provide identification to open bank accounts is obviously false.