That wouldn't be chargeback either. You have to get the bank to do the chargeback, you can't just do it yourself. If you wanted something more like that, you c

That wouldn't be chargeback either. You have to get the bank to do the chargeback, you can't just do it yourself. If you wanted something more like that, you could pay via a smart contract that holds the funds in escrow for a while, with the arbitrator key able to refund the money to you.