In that case you should create a gift economy product in Africa. I encourage you to spend time on the ground speaking with people and seeing what individuals ne

In that case you should create a gift economy product in Africa. I encourage you to spend time on the ground speaking with people and seeing what individuals need/desire. We're not a dispassionate westerners building products for our personal gain. My own family members face these issues. You're advocating denying people access to financial markets and making them dependent on your donations. But these individuals have jobs and desire self-sufficiency. I'm working to give them that.