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The short answer is no. In a negative real interest rate environment, there is by nature no safe way to keep up with inflation. You will have to reach out into
by anm89 4y ago
The short answer is no. In a negative real interest rate environment, there is by nature no safe way to keep up with inflation. You will have to reach out into the risk spectrum to try to beat the risk free rate and there is no one "safe" answer on how to approach that. If you don't have any in depth opinions on that, you are probably best keeping your money in a tradition 60/40 portfolio, maybe with a commodities addition if you feel that provides extra diversification against inflation (I think it does)
As someone else mentioned. Owning as much as possible regarding your day to day necessities is another way to approach this. If you own your own land, house, and vehicle and grow a substantial portion of your own food, your are much more detached from price changes than the average person.
- badpun 4y ago> The short answer is no. In a negative real interest rate environment, there is by nature no safe way to keep up with inflation. Actually there is, it's called TIPS.
- nly 4y agoAren't TIPS just bonds with a coupon linked to an inflation measure? If the price of these bonds is traded in a free floating manner, like on an exchange or via an auction then you can still massively lag inflation by buying them.