This was the most kind boggling thing I encountered when I first moved to the US (that and the signature/nothing at all nature of using a card to pay for anythi

This was the most kind boggling thing I encountered when I first moved to the US (that and the signature/nothing at all nature of using a card to pay for anything). I asked about why they didn’t at least require any checks to be issued on checks that they issued and I was told it was because people might not want to use bank provided ones?? But yeah the fact that the way you did a direct deposit is give someone your bank account# and then they withdraw however much money they want from it, and they can do so in perpetuity, is absurd. In NZ - and I presume most of the rest of the world with such systems - the only thing you can do with someone’s account details is deposit money.