At least in Switzerland pretty much all the banks offer a service called LSV+ trough which you can authorize a third party to pull money from your account. Supp

At least in Switzerland pretty much all the banks offer a service called LSV+ trough which you can authorize a third party to pull money from your account. Supposedly (personally I don't know anyone using it) it is often used for recurring bills like utilities, credit card, internet etc. But as far as I understanding you have to submit a form with a wet signature to the bank for each third party you want to authorize before they can withdraw. Also, you have 30 days after a transaction to dispute it.