The problem is largely due to people of color disproportionately attending for-profit colleges to get expensive non-STEM degrees which largely prove to be worth

The problem is largely due to people of color disproportionately attending for-profit colleges to get expensive non-STEM degrees which largely prove to be worthless: https://www.aspeninstitute.org/blog-posts/worse-off-than-when-they-enrolled-the-consequence-of-for-profit-colleges-for-people-of-color/ https://www.aspeninstitute.org/blog-posts/worse-off-than-whe... It's almost as if you shouldn't be able to take on near unlimited non-default-able debt for something that is nearly worthless. These people were put into a debt trap at 18, not saved by the government. It's also interesting that finance is left out of most high school curriculum right before people are signing up for the second (and increasingly the first) most expensive purchase of their lives.