Oh, I entirely agree with you. I was referring to what the parent said, implying that you should be bad because someone else will beat you to it. Canceling a c

Oh, I entirely agree with you. I was referring to what the parent said, implying that you should be bad because someone else will beat you to it. Canceling a credit card or charging back a charge for a prepaid service you aren't using is not immoral or evil by any stretch of any real moral code.