> Could you drop them at that point? Possibly but not if your mortgage would become unaffordable. That's actually why you should charge as much as you can. Bui

> Could you drop them at that point? Possibly but not if your mortgage would become unaffordable. That's actually why you should charge as much as you can. Build a buffer, have a way out of market drops. That kind of risk is precisely why contractors tend to charge a lot more than their salaried counterparts.