This doesn't really compare to any other online payment standard? You still have to manually do a payment, afaik even copy and paste (or scan) a classic bill fo

This doesn't really compare to any other online payment standard? You still have to manually do a payment, afaik even copy and paste (or scan) a classic bill format. I mean something along credit card, PayPal, crypto. Simple, fast, direct. In Switzerland we just roll out QR bills that simplify the wire transfer process a lot. But it's just a layer over wire transfer basically. We also have 'Twint' that is an already established payment method instantly and also based on scanning qr codes (or touching payment bacons, or a phone number for private use)