> Usury: the illegal action or practice of lending money at unreasonably high rates of interest. These are federal loans. The interest rate on these are curren

> Usury: the illegal action or practice of lending money at unreasonably high rates of interest. These are federal loans. The interest rate on these are currently mid-single digits (not accounting for 0% since March 2020). They've been low single digits for the past decade. This is not usury.