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I have kids and I live very peacefully in Silicon Valley. If you are a decent tech worker and have a job at a decent employer, you will get health insurance wit
by RestlessMind 4y ago
I have kids and I live very peacefully in Silicon Valley. If you are a decent tech worker and have a job at a decent employer, you will get health insurance with a reasonable out-of-pocket maximum (mine is 6000USD for my entire family). That, combined with insurance premiums (around ~4800 for the whole year) is still only 11000USD per year, which is far more than the salary differential between Europe and the US.
In short, you don't have to worry about healthcare expenses as long as you are employed by a decent tech company.
- ThePowerOfFuet 4y ago>as long as you are employed
- withinboredom 4y agoMaximum out of pocket costs for me is €300~ish, and the premiums for my wife and I (kid is free) is €300 a month with worldwide coverage (we travel a lot). I receive Silicon Valley wages and live in Europe. My income taxes are around 25-28% depending on things. I grew up and lived in the US for most of my life. The healthcare simply isn’t imaginable for most Americans. I don’t have to argue with insurance about whether or not a medication is covered, I don’t have to add an extra two hours to my hospital visit just to work out billing, getting an epi-pen doesn’t bankrupt me, and so much less hassle. I got into a motorcycle accident in the US. After really good insurance, it still cost me nearly 100k, my son cost 20k + a huge argument with insurance about the date of conception so they could get out of paying for it. That would have all been free here without any argument whatsoever. I understand your denial, I was once the same way.