"No way am I putting my passwords on the cloud, that makes zero sense to me." Quite right. I use self hosted Nextcloud to get files around. For my sins I own

"No way am I putting my passwords on the cloud, that makes zero sense to me." Quite right. I use self hosted Nextcloud to get files around. For my sins I own a MS partner firm but I use Arch (BTW)! Dynamic DNS will always help you to get a presence on the internet unless you are behind NAT and even then, there are remedies (VPNs for example). Keep it free kids!