Everyones money goes into the pot, that's what it's there for. The problems you're describing aren't a shared financial pot though. You're describing the prob

Everyones money goes into the pot, that's what it's there for. The problems you're describing aren't a shared financial pot though. You're describing the problems when one person has control and allows the other to have access. Both people should have control and the ability to do everything, that's the whole point of collective. Good communication and trust avoid problems.