I regret paying my loans off as quickly as I could. Should have just made the minimum payments and waited for my bailout. Where does personal responsibly even

I regret paying my loans off as quickly as I could. Should have just made the minimum payments and waited for my bailout. Where does personal responsibly even start anymore? I would like retroactive payment to the tune of $10,000. I delayed buying a house, or a new car, and several other indulge items; so I could be debt free. Nothing about this is for people. Its deeply political and fails to address any of the actual issues with higher education in the US. A while ago I worked in retail while going to school. One of my coworkers purposely stayed below the poverty level so she could receive free government support. She also only had another 8 years before her loans would be forgive at the 20 year mark by maintaining a lower income. During the part of the year she wasn't working she would backpack around India on money she saved.