It is disappointing to me that most of the comments that talk about personal accountability are being reflexively downvoted. We probably shouldn't have bailed

It is disappointing to me that most of the comments that talk about personal accountability are being reflexively downvoted. We probably shouldn't have bailed out the banks in the GFC or more recently forgiven PPP loans to business who didn't need it or previously spent recklessly on buybacks. We also shouldn't have working class people, or people who responsibly paid off their loans, subsidize others who made unfavorable economic choices. Socialism for both individuals and businesses comes with extreme moral hazard. Real capitalism means business go under - you get the wins and the losses. Similarly, part of what made America great is the individualism that you are responsible for your own outcome. Clearly we have structural issues, but this was a real thing - this sends a terrible message. Why be responsible if the government will bail you out? Why take accountability for your decisions when our leaders are telling you that other people are at fault for your bad choices? This also directly leads to the extremism in politics. Liberals go to the Bernie camp because they see how big business gets unfairly subsidized. Conservatives go to the Trump camp because they see socialist policies stomping down and belittling the non-college educated working class, and to add insult to injury, they are now directly paying for it.