In the US there's a derogatory slang for the most obnoxious form of the second category: Freds. Fred is a guy on a $10k bike that treats a pedestrian and commut

In the US there's a derogatory slang for the most obnoxious form of the second category: Freds. Fred is a guy on a $10k bike that treats a pedestrian and commuter heavy bike path like their own personal tour de France.