Point was that $45k (from my very brief googling 20 mins ago) seems to be 10x of average annual programmer salary in the Philippines. I admit I do not know the

Point was that $45k (from my very brief googling 20 mins ago) seems to be 10x of average annual programmer salary in the Philippines. I admit I do not know the COL - like purchasing a home in the Philippines, but that could vary very much from country to country. I used Philippines because it's a country with very low salaries. But then again, purchasing a home in SF or NYC is very expensive.