Hey thanks for this detailed feedback. I'm a co-founder at Nowala. Seems like we have some work to do for an online launch as our early customers come from peop

Hey thanks for this detailed feedback. I'm a co-founder at Nowala. Seems like we have some work to do for an online launch as our early customers come from people who know and trust us. Our FCA regulation is in process but we still made sure to launch early. On the "guaranteed" money, we do state that it's an "4-5% estimated annual return for 2 years"... If you saw somewhere that our returns are guaranteed on the site, it would be helpful for us if you could say where so we can fix that mistake. On your launch point. We actually launched over email to our family and friends! But I'm a software engineer so it was quite easy (and free) to launch a quick Expo app in attempt to test some of our key assumptions. Thanks for pointing out the flaw with our Terms of Service. We were originally a Delaware LLC so we'll need to update that. If you could point out any other issues/concerns that stand out to you, that would be super helpful!