And that would be correct. Cash isn't compliant. Cash exchangers are. Monero is cash-like and exchanges can be compliant and sell Monero in the US (a few do).

And that would be correct. Cash isn't compliant. Cash exchangers are. Monero is cash-like and exchanges can be compliant and sell Monero in the US (a few do). It's just a lot of extra work, especially including the additional fraud risk it brings them.