Really it's $1.2k for two of us. $600 a piece. CO. I pull $80k out of a C-Corp and my wife is unemployed so there's a small tax refund. Deductible is $500 for m

Really it's $1.2k for two of us. $600 a piece. CO. I pull $80k out of a C-Corp and my wife is unemployed so there's a small tax refund. Deductible is $500 for me, $0 for my wife. Our kid has changed that equation. To answer your last question, if we can no longer pay monthly premiums, then Medicaid exists. The difficulties likely mirror the difficulties with the NHS. You bring up great points but having experienced both, I'd still go with US healthcare 10 times of 10. It really is *that bad* -- maybe NHS was great back in the day but when we got back stateside US care felt like an oasis in the desert.