This is a perennial problem in the insurance industry, but in kind of the opposite way. In insurance, your job is to take on financially predictable risk at a p

This is a perennial problem in the insurance industry, but in kind of the opposite way. In insurance, your job is to take on financially predictable risk at a premium that matches the predicted risk. You exclude risks that you're not comfortable predicting. But excluding risks usually also means you don't get detailed data about them, making it difficult to justify continuing or discontinuing the exclusion.