This sounds like a rebranded auto lease. $6000 to start and $500 a month sounds like the terms of a car loan. If you just get a car loan for 5 years or whateve

This sounds like a rebranded auto lease. $6000 to start and $500 a month sounds like the terms of a car loan. If you just get a car loan for 5 years or whatever, it might even be less. But then the payment goes away! Yes there are maintenance fees, but those can be covered by insurance for vehicles under 100,000 miles. Don't forget modern cars are generally extremely reliable, and anybody can easily google the reliability of a specific model. Unless you're one of the very few Americans living in a dense urban center, you probably should just buy a car instead. And while it loses value considerably once off the lot, at least you have some sort of net worth intact at the end of a few year term.