It's $25/mo per routing transit number, which means basically per bank or financial institution, since each bank has usually one or a handful of routing numbers

It's $25/mo per routing transit number, which means basically per bank or financial institution, since each bank has usually one or a handful of routing numbers, even if they have millions of accounts. I'd like clarification but from the wording and this release, it seems that it's about $0.05 per transaction and the bank has to pay a $25/mo fee per routing number: https://www.pymnts.com/news/faster-payments/2022/fed-releases-fednow-pricing-schedule/ https://www.pymnts.com/news/faster-payments/2022/fed-release...