4 ms·

When the first bank in my country started supporting Apple Pay I opened an account with them, just to be able to use Apple Pay. Hassle-free paying is a big dea

When the first bank in my country started supporting Apple Pay I opened an account with them, just to be able to use Apple Pay. Hassle-free paying is a big deal. I always have my phone (or nowadays, watch) at the ready, but not my wallet.

Sohcahtoa82 4y ago
> I always have my phone (or nowadays, watch) at the ready, but not my wallet. This is strange to me. Why would you not have your wallet? Any time I leave my house, I have my wallet. I see it as being even more essential than my phone.
- skimo8 4y ago
  I can answer this for my use case. I often go for a run and leave my wallet/phone at home. I’ll play music off my watch to keep things light and minimal. Sometimes I might take a break for a coffee with friends, and I have used this numerous times to checkout since my watch is on me rather than paying them back. I’m also looking forward to losing the keys soon with NFC locks. I hate needing to carry around a bunch of accessories.
- alanwreath 4y ago
  It may be more essential - especially given the need to have your drivers’ license with you in states that don’t yet support digital id’s) however you can go a whole day without touching your wallet. Your phone will probably see your eyes within minutes of getting in your car if you are as maps-addicted as many are.
  - alanwreath 4y ago
    I mean moving more things into a secured device means - they can steal your phone without taking your money or accessing your sensitive information / creds.
- tokamak-teapot 4y ago
  Another UK resident here. I don’t take my wallet out of the house most days. It’s there for if I think I might run out of phone battery and need to be able to pay for something urgently, or be somewhere that only takes cash, but that’s been maybe three times in the last couple of years.
  - saulpw 4y ago
    Do you have a driver's license or other ID you need to carry with you?
    - tokamak-teapot 4y ago
      No, driver's license doesn't need to be carried around in the UK. If the police want to see it, you can bring it to them later. Other IDs - nothing is required to be carried around in the UK, but lots of offices have a pass card, which allows you to get in and out through barriers, take some buses for free, etc. I have one that lives in my laptop bag.
      - Sohcahtoa82 4y ago
        In America, the law states that you are not required to provide ID to police unless you are suspected of a crime or it's a traffic stop. But that's just what the law states, and cops don't care about that. They'll harass you until you lash out in frustration so that they have an excuse to beat the shit out of you and throw you in a cell. So yeah, theoretically, I don't need to carry my ID if I'm just walking to the store, but I kind of do anyways in case I run into a cop with a bad attitude.
- vineyardmike 4y ago
  I don’t drive and live in the city. I walk everywhere and have a smart lock - I don’t carry wallet or keys some days. Why would I need a wallet?
- tmottabr 4y ago
  Yeah, that was the case in the past.. But now all my debit and credit cards are in my phone and watch.. my driver license and ids are in my phone.. Everything that i would need my wallet for is now also in my phone and some in my watch.. so why carry both? might as well leave the wallet home, one less thing to carry and risk loosing..
- themadturk 4y ago
  The main reason I still have my wallet is for my driver's license/ID, and the (unfortunately) too many places that require an actual card or cash for payment, like my physical therapy provider. Besides, I'm not sure that if I had my driver's license on my phone I'd like to hand it over to a police officer anyway.

Sohcahtoa82 4y ago

> I always have my phone (or nowadays, watch) at the ready, but not my wallet. This is strange to me. Why would you not have your wallet? Any time I leave my house, I have my wallet. I see it as being even more essential than my phone.

skimo8 4y ago
I can answer this for my use case. I often go for a run and leave my wallet/phone at home. I’ll play music off my watch to keep things light and minimal. Sometimes I might take a break for a coffee with friends, and I have used this numerous times to checkout since my watch is on me rather than paying them back. I’m also looking forward to losing the keys soon with NFC locks. I hate needing to carry around a bunch of accessories.
alanwreath 4y ago
It may be more essential - especially given the need to have your drivers’ license with you in states that don’t yet support digital id’s) however you can go a whole day without touching your wallet. Your phone will probably see your eyes within minutes of getting in your car if you are as maps-addicted as many are.
- alanwreath 4y ago
  I mean moving more things into a secured device means - they can steal your phone without taking your money or accessing your sensitive information / creds.
tokamak-teapot 4y ago
Another UK resident here. I don’t take my wallet out of the house most days. It’s there for if I think I might run out of phone battery and need to be able to pay for something urgently, or be somewhere that only takes cash, but that’s been maybe three times in the last couple of years.
- saulpw 4y ago
  Do you have a driver's license or other ID you need to carry with you?
  - tokamak-teapot 4y ago
    No, driver's license doesn't need to be carried around in the UK. If the police want to see it, you can bring it to them later. Other IDs - nothing is required to be carried around in the UK, but lots of offices have a pass card, which allows you to get in and out through barriers, take some buses for free, etc. I have one that lives in my laptop bag.
    - Sohcahtoa82 4y ago
      In America, the law states that you are not required to provide ID to police unless you are suspected of a crime or it's a traffic stop. But that's just what the law states, and cops don't care about that. They'll harass you until you lash out in frustration so that they have an excuse to beat the shit out of you and throw you in a cell. So yeah, theoretically, I don't need to carry my ID if I'm just walking to the store, but I kind of do anyways in case I run into a cop with a bad attitude.
vineyardmike 4y ago
I don’t drive and live in the city. I walk everywhere and have a smart lock - I don’t carry wallet or keys some days. Why would I need a wallet?
tmottabr 4y ago
Yeah, that was the case in the past.. But now all my debit and credit cards are in my phone and watch.. my driver license and ids are in my phone.. Everything that i would need my wallet for is now also in my phone and some in my watch.. so why carry both? might as well leave the wallet home, one less thing to carry and risk loosing..
themadturk 4y ago
The main reason I still have my wallet is for my driver's license/ID, and the (unfortunately) too many places that require an actual card or cash for payment, like my physical therapy provider. Besides, I'm not sure that if I had my driver's license on my phone I'd like to hand it over to a police officer anyway.