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You (the account holder) do. Direct debits are instantly reversible for a month (maybe 2?). You'll have to explain to the company that deducted the money why y
by martijnvds 4y ago
You (the account holder) do. Direct debits are instantly reversible for a month (maybe 2?).
You'll have to explain to the company that deducted the money why you reversed the charge though, and if it was legit after all you still need to pay them.
- Symbiote 4y agoThere's no time limit for reversing direct debit transactions. https://www.cleardebit.com/indemnity-claims/ https://www.cleardebit.com/indemnity-claims/
- lxgr 4y agoThere is. It‘s 8 weeks (for any reason including "I‘d like my money back and rather do something else with it") or 13 months (for unauthorized charges). https://www.europeanpaymentscouncil.eu/what-we-do/sepa-direct-debit https://www.europeanpaymentscouncil.eu/what-we-do/sepa-direc...