> There is utterly no need for VISA/MC. Unless you're a visitor who doesn't have access to the local system. As a traveller, it's now possible to travel to ot

> There is utterly no need for VISA/MC. Unless you're a visitor who doesn't have access to the local system. As a traveller, it's now possible to travel to other countries and never touch local cash, because everything can be paid for by credit card. In the US, tips have historically been the outlier, but while Venmo is increasingly taking over, that's not something you'll have access to without a US bank account.