> If consumers had to push payment every month or year to continue subscriptions (instead of having it automatically debited), then churn rates would skyrocket

> If consumers had to push payment every month or year to continue subscriptions (instead of having it automatically debited), then churn rates would skyrocket and modern SaaS multiples would crash - taking company valuations with it. Reeeeally now. You don't say? What a wonderful world that would be.