> The fees are so high that credit card companies give extremely high rewards back, which is in effect a regressive tax. This. There's so much incentive to en

> The fees are so high that credit card companies give extremely high rewards back, which is in effect a regressive tax. This. There's so much incentive to encourage shitty consumer behaviour on the CC side and it destroys margins on ecomm. Those who are interested in learning more should read this article[1] on a cycling ecomm company and their issues with fraud and chargebacks. It's very accurate with what I've experienced. 1 - https://cyclingtips.com/2022/07/interview-silca-on-amazon-e-commerce-fraud-theft-returns/ https://cyclingtips.com/2022/07/interview-silca-on-amazon-e-...