> Banks are also much more forgiving when it comes to down-payment, when they know it's going to be a rental, and you already have other rentals as collateral.

> Banks are also much more forgiving when it comes to down-payment, when they know it's going to be a rental, and you already have other rentals as collateral. I don't think that's true. The interest rate on your loan will be more expensive if it's an investment property and the LTV requirements are more strict.