There’s a lot of factors that make up your credit score. Sometimes (usually?) a late payment isn’t reported until the following billing cycle (so essentially 2

There’s a lot of factors that make up your credit score. Sometimes (usually?) a late payment isn’t reported until the following billing cycle (so essentially 2 months) meaning if you’re otherwise very prompt you’ll be fine. For future reference, if you ever miss a payment you can always call the company and get it resolved before the credit bureaus know.