> Admittedly, I'm used to NYC rental prices, which are expected to be 1/3 of income Is that 1/3 of the total gross pay or is that 1/3 of total net pay? I pres

> Admittedly, I'm used to NYC rental prices, which are expected to be 1/3 of income Is that 1/3 of the total gross pay or is that 1/3 of total net pay? I presume 1/3 of the total gross pay goes in deductions. So 1/3 of total gross pay is 66% of total gross pay. But 1/3 of total net pay is more like 22% of the total gross pay. And that's a big difference. I'd appreciate clarification about which one of these are the NYC rental prices more like.