4 ms·

It's illegal to deny loans on the basis of race. Your race is also not a factor in your credit score.

• justinsaccount 4y ago
  I'm not sure what point you are trying to make?
  • speakfreely 4y ago
    People frequently cite historical racial inequities (race-based loan denials) as proof of racism in 2022 when those specific issues are no longer prevalent.
    • pixl97 4y ago
      No longer directly prevalent. The secondary effects caused the primary effects will still take many many generations to even get close to working itself out. For example, Redlining just being turned into 'your address affects your credit score'.
      • choko 4y ago
        Your address does not impact your credit score. https://www.equifax.com/personal/education/credit/score/how-is-credit-score-calculated https://www.equifax.com/personal/education/credit/score/how-...
  • christophilus 4y ago
    I guess he’s saying the US process of denying a loan has nothing to do with race.
  • choko 4y ago
    I'm refuting your argument. You said: "well you could live here, but your loan was denied, sorry" My response was that there are laws that prohibit institutions from denying loans based on the factors you have cited.
    • plorkyeran 4y ago
      It must be nice living in a world where things never happen in spite of them being illegal.
• deleted 4y ago
  [deleted]