3 ms·

My credit card has an annual fee, but includes DashPass for free when I use it. So, if I order twice a month, I'm even-ish on costs versus the discounts. If th

My credit card has an annual fee, but includes DashPass for free when I use it. So, if I order twice a month, I'm even-ish on costs versus the discounts. If there aren't any coupons available to me, then I sometimes try to optimize an order around a delivery minimum. Typical fast food restaurants are surprisingly good targets for this. I think of the delivery fees + tips I pay as the cost of convenience. They mean I can sit around in my pajamas, playing a game or watching a movie, while slightly intoxicated. Or, I can read a book outside while I wait, if it's nice out.

lock-the-spock 4y ago
> My credit card has an annual fee, but includes DashPass for free when I use it. So, if I order twice a month, I'm even-ish on costs versus the discounts. Technically you are not even-ish, you just spend more money. It's like buying a piece of clothing that's on sale - you don't save money unless you intended to purchase that exact (or an equivalent) item anyway. So unless you were anyway going to buy that specific food (rather than e.g. cook your own food, make a sandwich, or bake a frozen pizza) you are not at all profiting.
- gigaflop 4y ago
  Oh no, I don't profit at all. More like, I know I'm going to be spending here, so I'm going to grab some perks where I can. * Annual card fee is cheaper than DashPass * Decent points rewards from the card itself * DashPass significantly reduces fees * I use promotional discounts when I can I expect to order food for delivery at least twice per month anyways, and the savings I get from this scheme offset the annual fee on the card. Plus, I keep some other delivery apps on my phone in case they send me desperation coupons. I do also keep some frozen goodies, but I consider ordering out to be a treat. I just like to eat, and sometimes, KFC is what's gonna hit me right. Other times, a frozen pizza, which I greatly prefer to cheap chain-store pizza.
  - kaibee 4y ago
    This is a ludicrous system. Imagine trying to explain this to someone from 1970.
sharemywin 4y ago
unless they lined up deals with every major credit card company then the market could get segmented up. Which point it's not really a value for the credit card company. so I still see some kind of competition.

lock-the-spock 4y ago

> My credit card has an annual fee, but includes DashPass for free when I use it. So, if I order twice a month, I'm even-ish on costs versus the discounts. Technically you are not even-ish, you just spend more money. It's like buying a piece of clothing that's on sale - you don't save money unless you intended to purchase that exact (or an equivalent) item anyway. So unless you were anyway going to buy that specific food (rather than e.g. cook your own food, make a sandwich, or bake a frozen pizza) you are not at all profiting.

gigaflop 4y ago
Oh no, I don't profit at all. More like, I know I'm going to be spending here, so I'm going to grab some perks where I can. * Annual card fee is cheaper than DashPass * Decent points rewards from the card itself * DashPass significantly reduces fees * I use promotional discounts when I can I expect to order food for delivery at least twice per month anyways, and the savings I get from this scheme offset the annual fee on the card. Plus, I keep some other delivery apps on my phone in case they send me desperation coupons. I do also keep some frozen goodies, but I consider ordering out to be a treat. I just like to eat, and sometimes, KFC is what's gonna hit me right. Other times, a frozen pizza, which I greatly prefer to cheap chain-store pizza.
- kaibee 4y ago
  This is a ludicrous system. Imagine trying to explain this to someone from 1970.

sharemywin 4y ago

unless they lined up deals with every major credit card company then the market could get segmented up. Which point it's not really a value for the credit card company. so I still see some kind of competition.