In the UK, 'legal expenses' covers that you might have as part of your car or home insurance may often cover some employment-related legal issues. You might al

In the UK, 'legal expenses' covers that you might have as part of your car or home insurance may often cover some employment-related legal issues. You might also put the 15-20 quid a month that an union membership costs into a fund to cover any lawyer consultations (which, let's be honest, are rare). Lastly, note that as part of redundancy settlement agreements the employer will often pay for your independent legal advice.