3 ms·

You're very lucky! Where can I find a plan that costs $1k/mo in the US for 2 people and I assume you got kids as well. Is it paid fully by you or does your emp

You're very lucky! Where can I find a plan that costs $1k/mo in the US for 2 people and I assume you got kids as well. Is it paid fully by you or does your employer contribute to it? If your employer contributes, how much would it cost you if you leave the job? I assume the $1k/mo is only premiums. How much do you pay for deductibles and copays? Does your insurance cover 100% of your medical bills when you meet your deductibles? Or are you still on the hook for 20% of it? What happens if one day you lose everything, and you can no longer pay the monthly premiums?

curo 4y ago
Really it's $1.2k for two of us. $600 a piece. CO. I pull $80k out of a C-Corp and my wife is unemployed so there's a small tax refund. Deductible is $500 for me, $0 for my wife. Our kid has changed that equation. To answer your last question, if we can no longer pay monthly premiums, then Medicaid exists. The difficulties likely mirror the difficulties with the NHS. You bring up great points but having experienced both, I'd still go with US healthcare 10 times of 10. It really is *that bad* -- maybe NHS was great back in the day but when we got back stateside US care felt like an oasis in the desert.