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This is not my experience, I too have been doing this for 10 years. In my experience, I got tons of spam, especially after a leak. By far, the _most_ spam I g

This is not my experience, I too have been doing this for 10 years. In my experience, I got tons of spam, especially after a leak. By far, the _most_ spam I get to is get to government agencies and medical facilities. I started getting male enhancement messages to my parknyc (NYC parking meters) address in under a week after registering. Since my addresses are never used for more than one service, I can be reasonable sure they had a leak of some sort, but it is also not suffice evidence to actually report it.

seanp2k2 4y ago
I've had CCs stolen because DMV + FasTrak required CC info and can't use PayPal. PayPal / Shop are great because they don't share your actual CC info with the merchant, only a one-time token for that specific transaction. All credit cards should work this way, where you'd log into your bank or 2FA with your bank (or Visa / MasterCard) and they'd provide the merchant with an auth code or something just for that transaction for that invoice to that merchant, instead of giving them the keys to the actual card. They even do have something called "Visa Secure" and "Mastercard Identity Check" ( see https://stripe.com/guides/3d-secure-2 https://stripe.com/guides/3d-secure-2 ) but I've never seen this come up in practice. I guess it's easier for them to just let merchants assume the fraud risk. We need some laws that put the burden on the card issuers to get them to actually care about CC fraud, but obviously the ones benefiting from the current system are very well-funded and have lots of sway with lawmakers.
- spxd 4y ago
  All European credit and debit cards have a 2FA enabled. You cannot pay online without authorization from (bank) app.
- muttled 4y ago
  My Capital One card has virtual card numbers you can generate and you can kill them whenever you need to (or have them only work once). I use them any time I'm buying something outside the major markets like Amazon.

seanp2k2 4y ago

I've had CCs stolen because DMV + FasTrak required CC info and can't use PayPal. PayPal / Shop are great because they don't share your actual CC info with the merchant, only a one-time token for that specific transaction. All credit cards should work this way, where you'd log into your bank or 2FA with your bank (or Visa / MasterCard) and they'd provide the merchant with an auth code or something just for that transaction for that invoice to that merchant, instead of giving them the keys to the actual card. They even do have something called "Visa Secure" and "Mastercard Identity Check" ( see https://stripe.com/guides/3d-secure-2 https://stripe.com/guides/3d-secure-2 ) but I've never seen this come up in practice. I guess it's easier for them to just let merchants assume the fraud risk. We need some laws that put the burden on the card issuers to get them to actually care about CC fraud, but obviously the ones benefiting from the current system are very well-funded and have lots of sway with lawmakers.

spxd 4y ago
All European credit and debit cards have a 2FA enabled. You cannot pay online without authorization from (bank) app.
muttled 4y ago
My Capital One card has virtual card numbers you can generate and you can kill them whenever you need to (or have them only work once). I use them any time I'm buying something outside the major markets like Amazon.