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> Utilization under 30% still hurts your score I don't think this is right, and your first supporting link directly refutes that in the second sentence.
by positr0n 4y ago
> Utilization under 30% still hurts your score
I don't think this is right, and your first supporting link directly refutes that in the second sentence.
- s1artibartfast 4y agohow so? seems clearly the opposite to me. >Many credit experts say you should keep your credit utilization ratio — the percentage of your total credit that you use — below 30% to maintain a good or excellent credit score. Credit utilization is a major factor in your credit score, so it pays to keep an eye on it. View the 30% rule as a good guideline, but be aware that using even less is better for your score.
- positr0n 4y agoYes using less is better. That's what I'm saying.