4 ms·When I spoke to collections they assured me it wouldn’t end up on my credit report, so I payed.by robcohen 4y agoWhen I spoke to collections they assured me it wouldn’t end up on my credit report, so I payed.hansvm 4y agoSounds like fraud. Do you have the communications?robcohen 4y agoUnfortunately not, because it was over the phone.hansvm 4y agoI vaguely recall that even in 2-party consent states recording lawlessness is still legal. Are there a y lawyers here who could chime in?